MORTAGE LOAN

Turn your property into
financial power!

Get a mortgage loan against your property with low interest rates and flexible repayment options.

MORTAGE LOAN

Mortage Loan

Leverage your property's value with our secure mortgage loan. Enjoy high loan amounts with competitive interest rates. Benefit from low EMIs and a hassle-free application process!

Period of Loan

120 months (10 year)

Loan Amount

Up to 70% of market value of pledged produce, 60% on re-hypothecation.

Security

Mortgage of property with clear marketable title.

Rate of Interest

The rate of interest shall be charged as per the bank's policy.

Security Requirements

  • Mortgage of property with clear title.
  • Land must be converted land/building.
  • Proper four-wheeler road access to mortgaged property.
  • Submission of a consolidated stock statement.

Documents/Formalities

  • Loan Application with passport size photographs - 2 copies each.
  • ID proof, Income proof of applicant and guarantor.
  • Income Tax Assessment Order / IT Returns.
  • Title deeds, RTC/Form 9 and 11A, EC, latest tax paid receipt.
  • Valuation report, Legal Scrutiny Report by Bank panel lawyer.
  • Approved plan of the building.
  • Annual Financial Statements for the past 2 years (except salaried individuals).

⚠️ Terms and conditions apply.