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GOLD LOAN

Unlock the Power of Your Gold
Instant Loans,
Maximum Value!

Quick, secure, and hassle-free gold loans with flexible repayment options.

GOLD LOAN

Gold Loan

In times of need, your gold ornaments can be more than just a symbol of wealth. Our Gold Loan provides quick funds with flexible repayment options, ensuring financial stability without selling your cherished assets

Maximum Loan Amount

Up to ₹10,00,000

Interest Rate

The rate of interest shall be charged as per the bank's policy.

Loan Tenure

Flexible up to 12 months

General Gold Loan

  • An advance on Gold Jewels will be granted to Nominal Members of the Bank at the discretion of the Branch Manager or the authorized Officer.
  • No jewel loans shall be arranged for amounts less than Rs.1000/-.
  • The borrower must declare ownership of the jewels and agree to abide by the Bank Appraiser's valuation.
  • The lien letter and D.P.N. must empower the Bank to sell the jewels in private or public auction if necessary. The borrower must also agree to make good any loss from the sale of jewels in adjustment of dues to the Bank.
  • Loans should be repaid within one year from the date of advance. It is considered overdue if interests remain in arrears for over 6 months or after one year from the date of advance, whichever is earlier.

High Value Jewel Loans

  • Granted to Nominal Members of the Bank at the discretion of the Branch Manager or authorized Officer.
  • No jewel loans shall be arranged for amounts less than Rs.1000/-.
  • The borrower must declare ownership of the jewels and abide by the Bank Appraiser's valuation.
  • The lien letter and D.P.N. must empower the Bank to sell the jewels in private or public auction if necessary. The borrower must also agree to make good any loss from the sale of jewels in adjustment of dues to the Bank.
  • Loans should be repaid within 3 months from the date of advance. It is considered overdue if interests remain in arrears for over 3 months or after 3 months from the date of advance, whichever is earlier.

⚠️ Terms and conditions apply.